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Steven Kemper

Top Rated® Mortgage Banker

FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 448379

Steven Kemper's 34+ years of expertise in navigating the complexities of real estate financing make him an invaluable asset to BuildBuyRefi.com’s Construction, Renovation, and Purchase Division.

Beginning his career as a general contractor, Steven worked closely with real estate brokers to transform and sell residential and commercial REO properties. He gained hands-on experience with everything from burned-down homes to land sales and large-scale construction projects.

Over 1,000 successful transactions have defined his career, each requiring creative problem-solving and strategic planning.

Steven is known for his relentless work ethic, methodical follow-up, and ability to clarify even the most complex situations. His approach is simple—understand the client’s vision, identify the best financing solutions, and deliver results with professionalism and transparency.

It’s no surprise that Steven’s dedication to excellence has earned him multiple Presidents Club awards, highlighting his consistent track record of customer satisfaction and success.

As a rare fourth-generation Southern Californian, Steven’s deep ties to the region offer a unique perspective on local real estate markets. In addition to his professional achievements, he takes great pride in his three daughters, who are fifth-generation Californians making their mark in the music industry.

Whether you’re building your dream home, renovating, or purchasing your next property, Steven Kemper is ready to guide you with confidence and expertise. Reach out today and experience the difference of working with a mortgage banker who truly puts your goals first.


Schedule A Strategy or Follow-Up Call With Steven Kemper


Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
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