We’re Hiring Real Estate Agents For Our Dual Employment Banker Program In All 50 States

Are you ready to take your real estate career to the next level? Join our nationwide team of Real Estate Agents becoming Dual Employment Bankers and unlock the potential to expand your services, increase your earnings, and provide unparalleled value to your clients no matter where they are buying.

With BuildBuyRefi.com and The Federal Savings Bank, you’ll gain access to exclusive loan programs, cutting-edge technology, access to our Mortgage Client Consumer Loan for your customers, and the support of a trusted, federally regulated bank—all without the hassle of additional licensing. Transform your business and thrive in today’s competitive market.

Why Bolt-On Banking is the Future of Real Estate

Becoming a Dual Employment Banker is more than just an opportunity—it's the future of real estate. Imagine seamlessly integrating banking services into your existing business, offering clients more than just property listings but also powerful financial solutions. With Bolt-On Banking, you’re not just an agent; you’re a trusted financial partner in every transaction.

This program is designed to complement your real estate expertise, making it easier than ever to expand your service offerings without the hassle of additional licensing. Although there are no guarantees, successful agents may immediately increase their earnings by securing extra commissions on the same closing, and using products like our Mortgage Client Consumer Loan to attract even more business then before .

Additionally, as a Dual Employment Banker, you could strengthen your client relationships by unlocking new revenue streams and deepening their connections with your clients. The best part? You can do this all while staying focused on what you do best—closing deals and helping clients find their dream homes.

Unlock A Combination Of Exclusive Benefits Not Found Elsewhere

• Nationwide Reach, No Licensing Required: Operate seamlessly in all 50 states without the burden of individual state licensing, giving you the freedom to serve clients wherever they are.

• Boost Your Earnings: Tap into the ability to add significant income potential in additional yearly earnings, thanks to our unique loan products and nationwide reach.

• Mortgage Client Consumer Loan: Flexible Funding for Your Clients’ Needs

  • Buyer’s Commission Financing: In response to the recent NAR changes, where some sellers may refuse to pay buyer’s agent commissions, our Mortgage Client Consumer Loan steps-in to protect your deal. This innovative loan allows buyers to finance their agent’s commission separately, preventing out-of-pocket costs that could jeopardize the transaction. By offering this unique solution, you empower your clients to close deals without financial strain, ensuring you keep your well-deserved commission.

  • Up to $50,000 in Additional Financing: Our Mortgage Client Consumer Loan provides qualified borrowers with up to $50,000, available either before, at, or after closing. This loan can be used for a wide range of purposes, making it a versatile tool for your clients.

  • Debt Consolidation: Help your clients pay down debt to improve their debt-to-income ratio, enabling them to qualify for a higher mortgage amount.

  • Home Improvements: Clients can use these funds to furnish their new home, remodel rooms, add a patio, or even build an ADU or rental unit, adding value and functionality to their property.

  • Tailored to Client Needs: Whether it’s for home improvements, debt consolidation, or any other purpose, this additional loan gives your clients the flexibility to make the most of their investment.

• In-House Portfolio Team: Our dedicated portfolio team makes exceptions based on compensating factors where other lenders might say no. This in-house decision-making ability allows us to close more unique transactions, giving your clients the best chance of securing their dream home.

• Diverse Loan Products: Access over 100 loan programs, including specialized options like Jumbo Construction, ITIN Construction, Higher ITIN Financing for Foreign Nationals, and tailored VA and FHA options. Our extensive range of products ensures you can cater to the diverse needs of your clients.

• Trusted FDIC Insured Bank: Partner with a secure, reputable institution, providing peace of mind for you and your clients.

• Veteran Owned & Financially Strong: Operate with confidence, knowing you’re backed by a stable, financially-strong, veteran-owned bank prepared to serve our clients all market conditions.

Expand Your Reach: Unlock New Opportunities Across All Loan Types

• Full Participation in Every Loan Type: Seamlessly engage in the mortgage process across all loan types, including FHA, VA, Conventional, and Non-Conforming. Elevate your business by offering clients a comprehensive range of financing solutions, and open up new, lucrative revenue streams.

• No Mortgage Licensing Barriers: Unlike brokers who require state licensing for mortgage loans, with The Federal Savings Bank, forget the hassle of obtaining additional licenses for closing mortgage loans. Our federal charter empowers you to operate nationwide, providing unparalleled flexibility to serve clients wherever they are, without geographical limitations.

• Deepen Client Relationships: By offering a full suite of loan options, you’re not just meeting client needs—you’re exceeding them. Whether it’s securing their dream home or financing a unique property, your ability to provide tailored solutions will enhance client satisfaction and loyalty.

Breaking Barriers: New Opportunities For Real Estate Agents Nationwide

• Overcoming Historical Constraints: For years, real estate agents were limited in their ability to earn commissions from mortgage brokering and banking. State-specific mortgage licensing regulations created barriers that hindered your potential to fully serve your clients and grow your business.

• Transform Your Business: These changes empower you to break free from past limitations, enabling you to offer a full spectrum of mortgage services across state lines with our bank due to our federal charter. This not only enhances client retention but also opens up new avenues for increased revenue and long-term growth.

Why BuildBuyRefi.com And The Federal Savings Bank is the Superior Choice for Real Estate Agents

• Federally Regulated, Nationwide Coverage: Operate with the confidence that comes from working with a federally regulated bank. Enjoy the peace of mind that comes with nationwide coverage, free from the constraints of state-specific licensing.

• Comprehensive Financial Services: As part of The Federal Savings Bank, you’re not just offering loans—you’re providing a full suite of financial services, from savings accounts to diverse mortgage options, all under one stable, trusted institution.

• Unrestricted Nationwide Reach: Break free from the limitations of state licensing. With our federal charter, you can serve clients anywhere in the country, giving you unparalleled flexibility and reach.

• Stable and Reliable Funding: Our funding comes from customer deposits, and long standing financial warehouse relationships, not volatile external sources. This ensures the stability and reliability that both you and your clients can count on, no matter the market conditions.

Your Path to Success: 6 Simple Steps to Loan Compensation

• Step 1: Take Completed Application
  Begin by gathering all necessary information from your client, ensuring their application is complete and accurate, setting the stage for a smooth process.

• Step 2: Obtain & Analyze Income
  Review and verify your client’s income details to ensure they meet the necessary qualifications, streamlining the path to approval.

• Step 3: Collect Financial Information
  Gather essential financial documents, including credit reports and asset statements, to build a comprehensive profile that supports your client’s loan application.

• Step 4: Assist with Borrower Education
  Guide your clients through the loan process, helping them understand their options and making informed decisions that align with their financial goals.

• Step 5: Determine Flood Zone
  Ensure the property’s flood zone status is determined early on, preventing any surprises and keeping the loan process on track.

• Step 6: Initiate 3rd Party Orders
  Coordinate third-party services like appraisals, title searches, and inspections, ensuring all components come together for a successful loan closing.

Fast-Track Success with Our "Training in a Day" Program

At The Federal Savings Bank, we understand that your time is valuable. That’s why we’ve designed our "Training in a Day" program to seamlessly integrate with your busy schedule as a real estate professional. We’ve simplified the process to ensure that you can start offering our exclusive financial services without detracting from your primary focus—serving clients, listing properties, and growing your business. In just one day, you’ll gain the knowledge and tools you need to begin offering our full suite of loan products, all while maintaining your core real estate activities.

Our "Training in a Day" Program Covers:

• Streamlined Onboarding: Get up to speed quickly with our concise, focused training sessions designed to fit into your demanding schedule.

• Essential Loan Product Knowledge: Learn about the exclusive loan options available to you, including our Mortgage Client Consumer Loan programs, without being overwhelmed by unnecessary details.

• Digital Tools and Technology: Receive hands-on training with our state-of-the-art digital application platform, ensuring you can manage loan processes efficiently and effectively.

• Compliance Made Simple: Understand the key compliance requirements in a straightforward, easy-to-follow format, so you can offer financial services confidently and securely.

• Ongoing Support: Even after your initial training, our Senior Vice Presidents are available to provide continued guidance, ensuring you’re always equipped to meet your clients’ needs.

With our "Training in a Day" program, you’ll be ready to expand your services and increase your income without missing a beat in your real estate business.

Control and Efficiency: Empowering Agents To Take Charge

• Seamless Integration: Gain complete control over both property sales and financing with an integrated workflow that puts you in the driver’s seat. Manage the entire process from start to finish, ensuring every detail aligns with your client’s needs.

• Minimize Delays: Say goodbye to unnecessary delays. By streamlining your workflow, you can guarantee timely closings, keeping your clients happy and your deals on track.

• Elevate Client Experience: Deliver a smoother, more efficient experience that not only satisfies your clients but also turns them into loyal advocates. The result? Higher client satisfaction, more referrals, and a thriving business.

Your Security is Our Priority: Partner with Confidence

• Easily Verifiable Credibility: Partner with a bank that stands out for its transparency. Our credentials and licensing are easily accessible and verifiable, giving you peace of mind that you’re working with a legitimate, established financial institution.

• Unmatched Compliance: Operate with confidence knowing that our bank is governed by multiple federal agencies, ensuring strict adherence to all regulatory requirements. This protects you from the potential risks associated with unregulated entities and reinforces your reputation.

• Cutting-Edge Security: Your transactions and client information are safeguarded by state-of-the-art technology and advanced security protocols. Every interaction is secure, protecting both your business and your clients.

• Clear and Transparent Processes: From loan origination to closing, our processes are designed to be clear, transparent, and fully compliant with federal regulations. This allows you to focus on what you do best—growing your business with confidence.

Ensuring Excellence: Compliance, Safety, and Training

• Comprehensive Training Program: From the moment you join, you’ll be equipped with top-tier training. Our onboarding process is designed to get you up and running quickly, while our continuing education and advanced technology training ensure you stay ahead of industry trends and regulatory changes. We provide you with all the tools you need to succeed.

• Strict Compliance & Safety Standards: Operate with confidence under the highest standards of compliance. We ensure strict adherence to NMLS licensing, federal regulations, and fraud prevention measures. Our advanced information security protocols safeguard every transaction, protecting both your clients and your reputation.

• Robust Support Systems: You’re never alone in this journey. Benefit from continuous support, including access to national sales meetings, cutting-edge technology, and market education resources. Our support systems are designed to empower you, helping you navigate the complexities of the industry with ease and confidence.

Unlock Your Potential with Cutting-Edge Services & Support

• Streamline the Application Process: Experience unmatched speed and efficiency with our streamlined application process, designed to get your clients approved faster and with fewer hurdles.

• Comprehensive Financial Guidance: Empower your clients to make informed decisions with our robust support in financial information collection and borrower education. We help you guide them through every step, ensuring they’re well-informed and confident in their choices.

• Flood Zone Determination & Verification: Stay compliant and protect your clients by ensuring accurate flood zone determination and verification, a critical step in safeguarding their investments.

• Diverse Loan Options: Gain access to a vast array of loan programs tailored to meet the diverse needs of your clients, from conventional loans to specialized financing options.

• State-of-the-Art Digital Application: Simplify the loan process with our advanced, digital application platform. We provide you with a fully compliant, bank-approved laptop, preloaded with all the necessary software and apps to streamline your work and enhance your productivity.

• Personalized Support from Senior Vice Presidents: Benefit from one-on-one guidance with our Senior Vice Presidents, who provide personalized support and experienced insight to help you navigate complex transactions and grow your business with confidence.

Empowering Agents and Brokers Nationwide

At The Federal Savings Bank, we’re not just hiring—we’re empowering. Whether you’re a local real estate agent looking to enhance your individual business or a broker owner seeking to expand your brokerage’s service offerings, our Bolt-On Banking program is designed to elevate your success. We’re committed to providing you with the tools, training, and support needed to seamlessly integrate our exclusive financial services into your existing operations, allowing you to better serve your clients and increase your revenue streams.

For Real Estate Agents:

• Expand Your Expertise: Enhance your ability to serve clients by offering a full suite of loan options, all without stepping away from your primary role as a real estate agent.

• Boost Your Earnings: Increase your income potential by leveraging our unique loan products and nationwide reach.

• Offer Clients Extra Capital: Our Mortgage Client Consumer Loan allows you to offer your qualified client up to *$50,000 extra that no other bank is offering before, at, or after their loan closes, giving you the upper hand advantage.

For Broker Owners:

• Elevate Your Brokerage: Incorporate our Bolt-On Banking services into your brokerage to offer a more comprehensive package to your clients, setting your business apart in a competitive market.

• Empower Your Team: Equip your agents with the tools and training they need to succeed, all while maintaining their focus on closing deals and growing your brokerage.

Join us in transforming the real estate industry by providing unmatched financial solutions that empower both agents and brokers to achieve new levels of success.

Ready to Transform Your Real Estate Business?

• Exclusive Financing Options: Unlock access to our Mortgage Client Consumer Loan programs, available only through BuildBuyRefi.com, powered by The Federal Savings Bank. These innovative financing solutions empower your clients to close deals faster and more efficiently, giving you a competitive edge in the market.

• CD Deposit Programs with Great Rates: Offer your financially savvy clients exceptional CD deposit programs with some of the best rates in the industry. This not only enhances your service portfolio but also strengthens your client relationships.

• Unmatched Nationwide Reach: Operate with the freedom to serve clients across all 50 states, without the usual licensing hurdles. Our nationwide reach ensures you can expand your business and capture more opportunities than ever before.

• Streamlined Workload: Enjoy the advantage of fewer requirements for Real Estate Agents to be compensated on loans compared to our inside banking staff. Our system was designed to allow you to focus on growing your business.

• Personalized Support: Partner with a Sr. Vice President who is dedicated to your success. Get the expert guidance you need to navigate this game-changing opportunity and take your real estate business to new heights.

Direct Access to Industry-Leading Support

When you join The Federal Savings Bank’s Dual Employment Banker program for Real Estate Agents, you’re not just gaining access to exclusive loan products—you’re also securing the full support of our seasoned Senior Vice Presidents. Each Sr. VP has been hand-selected for their extensive experience, with an average of 20+ years in the industry, ensuring that you and your clients receive unparalleled service and expertise.

What You Can Expect:

• Personalized Guidance: Our Sr. Vice Presidents are dedicated to your success, providing you with direct, one-on-one support tailored to your needs and the unique challenges of your market.

• Exclusive Access: This level of in-house service is reserved for our Dual Employment Banker program, meaning you’ll receive priority attention and support that isn’t available to all bankers.

• 5-Star Service for You and Your Clients: Whether you’re navigating a complex transaction or simply need quick advice, our Sr. Vice Presidents are here to ensure that both you and your clients experience top-tier service every step of the way.

• Efficient Onboarding: By scheduling a call, you’ll be connected directly to Sr. VPs who are fully versed in this exclusive program, ensuring a smooth and efficient process to get you up and running quickly.

With direct access to our most experienced leaders, you’ll have the confidence and support you need to grow your business and provide exceptional service to your clients.

Frequently Asked Questions About Our Dual Employment Banker Program

*BuildBuyRefi.com and The Federal Savings Bank is An Equal Opportunity Employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.