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Nathaniel (Nate) Benton

Top Rated® National Inside Mortgage Banker

FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST

NMLS ID# 2083128

With a strong foundation in finance and real estate, Nate Benton delivers smart, personalized lending solutions that help clients feel confident every step of the way. A graduate of the University of Vermont with a degree in Business Administration—concentrating in Finance and Accounting and minoring in Economics—Nate combines analytical insight with real-world experience to guide clients through the mortgage process with ease.

Nate began his real estate journey while still in college, developing a passion for the housing market in his local Vermont community. After relocating to Raleigh, North Carolina, drawn by its explosive growth and opportunity, he transitioned naturally into mortgage lending. At BuildBuyRefi.com, Nate now focuses on VA loans, investor financing, and new construction lending, where his deep knowledge of both finance and real estate makes him a powerful asset to clients building wealth through property.

Early in his career, Nate trained under multiple Chairman’s Club award-winning mortgage bankers—each specializing in key areas such as VA, Construction, and FHA lending. This hands-on mentorship shaped his versatile skillset and gave him the tools to serve a wide range of clients—from first-time homebuyers to seasoned investors.

Known for his clear communication and proactive service, Nate takes pride in making complex transactions feel simple and manageable. He understands that a mortgage is more than just a loan—it’s a major milestone—and he works hard to ensure every client is informed, supported, and confident from start to finish.

Originally from New Hampshire and raised in Vermont, Nate brings a strong Northeast work ethic and a love for New England sports (don’t challenge him on Celtics trivia or Vermont syrup supremacy). Now rooted in Wake County, North Carolina, Nate is building his brand, team, and community presence with a long-term vision for helping others achieve homeownership and financial freedom.

Schedule A Strategy Or Follow-Up Call With Nate Benton


Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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