Meet Matt DeCesaro Top Rated® Sr. VP and LPO Manager with The Federal Savings Bank and BuildBuyRefi.com.
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Matt Desecaro

Top Rated® Sr. Vice President & LPO Manager

NMLS ID# 865043

Matthew DeCesaro brings elite-level construction and purchase lending expertise to BuildBuyRefi.com as Senior Vice President and LPO Manager. His distinguished career spans two decades, specializing in new home construction lending since 2003. Consistently ranked among the Top 1% of mortgage professionals nationwide, Matthew has established himself as an industry leader in construction-to-permanent financing and renovation lending.

His passion for construction and building relationships traces back to his roots in Northwest Chicago, where his Italian immigrant grandfather—a self-taught entrepreneur who built two successful businesses—showed him how determination and genuine connections create lasting success. These early lessons shaped Matthew's approach to mortgage lending, where he combines deep technical knowledge with a commitment to personal service.

After beginning his career as a Mortgage Loan Originator specializing in new construction, Matthew advanced to Branch Manager and coached some of the Southeast's highest-performing teams. His expertise spans the full spectrum of construction lending, from ground-up builds to significant renovations, making him an invaluable resource for builders, buyers, and investors.

Matthew's journey took him from Chicago to St. Louis, then to Connecticut, where he graduated from Joel Barlow High School before earning his degree from Marquette University in 1995. In 1999, he relocated to Atlanta, where he met his wife, Stacy. Today, they reside in Alpharetta, GA, with their sons Patrick and Carter. Outside the office, Matthew enjoys cooking, fishing, and family time.

With his comprehensive understanding of construction lending, renovation financing, and purchase loans, Matthew ensures every client receives expert guidance throughout their home financing journey. Whether you're building a new home, renovating an existing one, or buying an existing one, Matthew's commitment to excellence and customer service makes him the trusted choice for your next home financing venture.

Schedule A Strategy Or Follow-Up Call With Matt Desecaro


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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

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