Joe Montgomery Mortgage Banker with BuildBuyRefi.com
Schedule an Appointment with Joe Montgomery with BuildBuyRefi.com

Joe Montgomery

Top Rated® National Mortgage Banker

VETERAN LENDING SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 406818

As a tenured professional in the mortgage industry, Joe attributes success to his excellent customer service skills and always keeping his client's needs first. Offering diverse funding sources enables Joe to custom-tailor the mortgage solution that best fits his client’s profile and long-term financial objectives.

Lending is no longer a one-size-fits-all industry, and Joe’s detailed approach to selecting the best loan product provides his clients with substantial savings over the life of the loan.

Joe considers it an honor to assist our veterans and active duty military personnel, whether relocating internationally, making a local move, or simply lowering their monthly payment through a strategic refinance. His sincere approach, sense of duty, and personal integrity foster relationships built on trust and performance.

Whether a first-time homebuyer or a seasoned homeowner, you can rely on Joe to guide you through leveraging our Mortgage Industry today. On his days off, Joe enjoys working out, playing and watching sports, and also traveling as much as he can

Schedule A Strategy Or Follow-Up Call With Joe Montgomery


Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
As Seen In
Top Rated Local 2019 and 202 Winner Icons for buildbuyrefi.com Featured in Icons for The Mortgage Reports Lifetime and Military Makeover with Montel Featured in Icons for Military.com Investopedia Rise Winner and BobVila.com Best Construction Loan Lender Runner up

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

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