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Jay Varghese

Top Rated® Regional Sr. Vice President

FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 183968

With over 40 years of financial services and mortgage lending experience, Jay Varghese is a key leader in expanding BuildBuyRefi.com’s reach and impact. As a Regional Senior Vice President, Jay is pivotal in recruiting and developing top mortgage talent while delivering unmatched expertise in construction, renovation, and purchase lending. His ability to identify and cultivate elite bankers—many of whom go on to set industry records—has made him an invaluable force in the company’s nationwide growth.

Jay’s background is as diverse as it is impressive. After earning his MBA in Finance from the College of William & Mary, he left corporate America in 2001 to pursue his passion for real estate and mortgage finance. Before joining BuildBuyRefi.com’s parent bank in 2014, he was a top-producing originator at a premier DC brokerage, solidifying his reputation as a results-driven industry leader. His deep understanding of financial markets, strategic vision, and ability to foster long-term relationships allow him to guide clients and bankers toward long-term success.

A fluent Spanish speaker, Jay has been instrumental in building a nationwide network of bilingual bankers and connecting professionals from diverse backgrounds to their ideal long-term careers in mortgage banking. His recruitment efforts are focused on helping mortgage professionals find their forever home in an environment that fosters growth, stability, and financial success.

Beyond his professional achievements, Jay is an adventurer at heart. A passionate supporter of children’s health initiatives, he climbs mountains to raise funds for pediatric cancer charities. He has already conquered Mt. Kilimanjaro and is now setting his sights on Mont Blanc and Mt. Everest. Jay is also the Founder and President of the Hope Share Foundation, a nonprofit dedicated to improving children’s health and education.

Looking to Take Your Mortgage Career to the Next Level?

Whether you’re a seasoned banker looking for the right platform to thrive or a bilingual mortgage professional seeking a company that values diversity and career growth, Jay Varghese is the leader you want to connect with. Reach out today and see how BuildBuyRefi.com can be the last move you’ll ever need to make in your mortgage career.


Schedule A Strategy Call with Jay Varghese



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