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BuildBuyRefi: Nationwide Excellence with 100+ Exclusive In-House Loan Programs and Over a Century of Expertise Empowering Homeowners Across All 50 States

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BuildBuyRefi: Your Trusted Partner in Nationwide Home Loans

Discover unparalleled loan solutions tailored to your unique needs, backed by our dedicated team's extensive experience and commitment to your homeownership journey.*

Who We Are

BuildBuyRefi's Niche Lending Team consists of passionate bankers who deliver a 5-star experience 7 days a week. We are a market leader in providing educational information and direct lending options for all one-time and two-time close construction, cash-out, purchase, and home renovation loans.

Our Unique Offering

Need extra cash before or after your closing? Ask us how to access up to *$50,000 extra through our mortgage client consumer loan, available with all loan programs we offer to qualifying customers. Not offered at other banks!

Plus, if you’re planning on buying or selling a land, home, or commercial property we’d love to help offer you up to *30% off real estate agent commissions given as a closing cost credit. This program is currently available in 42 states.

Our Niche Level Services

BuildBuyRefi.com, powered by The Federal Savings Bank (an FDIC Insured Equal Housing Lender), operates the following specialized educational and access point sites:

- NationwideHomeLoansGroup.com

- VAnationwide.com for Veterans

- USDAnationwide.com for USDA rural home loans

- ManufacturedNationwide.com for all fixed foundation Manufactured home loans

- OTCnationwide.com for one-time close construction loans that include land and home in just one loan

Our Commitment

We don't discriminate based on borrowers, property type, or location. Our passion lies in providing products and solutions for homebuyers and homeowners nationwide.

Our Mission

Our mission is to stand out from the rest. You'll experience our positive and unique approach from your very first phone call. We aim to exceed expectations by:

  1. Going above and beyond to make your home-buying or refinancing process smooth and pain-free

  2. Offering innovative loan solutions for those looking to Build, Buy, Refi, or Renovate

  3. Providing the programs and 5-star service you need from a Top Rated® lender

Why Choose BuildBuyRefi

Expertise You Can Trust

With over 100 years of combined experience, we understand what customers want from their lending partners:

  • Low rates

  • Fast service

  • Straightforward solutions

  • Debt Free, FDIC Insured Bank

  • Veteran-Owned & proud advocates fighting for your homeownership dreams

Customer-Centric Approach

  • We offer a relentless commitment to meeting your needs

  • Our team provides some of the best and most unique home loan programs available through Conventional, FHA, USDA, and VA guidelines from construction to renovation and everything in between

  • We won't stop until you get everything you want and deserve

Flexibility and Accessibility

We aim to serve you 7 days a week on your schedule, not ours. If you’re only time off is evenings or weekends and require us to fit around your schedule, we will happily accommodate this by pairing you with a member that understands your needs.

Ready to Get Started?

Contact us today by completing our eligibility form to start your prequalification, which does not pull your credit, or give us a call to experience the BuildBuyRefi difference and take the next step towards achieving your homeownership goals.



Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
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 Home Financing Options That Makes Dreams Come True.

We specialize in outside-the-box thinking and programs. From manufactured homes to jumbo loans, a rural property with large acreage, or eligible veterans seeking 100% VA home loan options, the benefits outweigh the negatives by choosing a team who won’t let obstacles get in the way.

We’ll work hand-in-hand with you through the entire home loan process, bringing our expertise on the tougher deals that often cause most bankers to shy away. When you work with BuildBuyRefi, you can rest easy, knowing your loan is in the most capable hands possible.

With a list of clients who give their honest feedback on the experience we provide, you’ll learn our upfront transparency is designed to educate you on making the wisest time-saving choices. In a world where you can go anywhere, we want BuildBuyRefi.com to feel like the natural choice for you and your family.

 A Dedicated Team Of Home Loan Professionals You Can Count On!

Putting our client’s needs first is how we naturally operate, this is why we don't believe in pushing you off to junior assistants when you need the answers to make your decisions. When we say 7-days a week, we mean it!

We believe in working with you, from start to finish, thoroughly explaining and educating each step of the way. Because we hold ourselves to such a high standard of service, we’re confident you'll know your loan is in the hands of caring professionals.

Answering phone calls swiftly, returning emails promptly, and responding quickly to text and chat, we’ll address concerns at a moment’s notice. We make obtaining your home loan straightforward and easy.

As an FDIC Insured Bank and Equal Housing Lender, we provide in-house underwriting, giving us the time advantage over traditional brokers that don't have our broad reach or program options.

We’re ready to roll up our sleeves, making sure you have our direct cell phone numbers for any questions, at any time, to ensure you get the home, rate, and programs you want and deserve!

 

Tough Home Loans Don’t Scare Us!

 

With Credit Scores Starting At 580, BuildBuyRefi Is Committed To Providing Loan Programs Other Lenders Won’t Touch.

We’re a group of hard-working, career-loving mortgage bankers rolling up their sleeves to deliver flexible loan solutions. With programs available to those turned down by other banks, we don’t shy away from a little hard work. You need to know everything you will face to make the right decision, from all the costs/fees involved to the underwriting guidelines; we won’t leave you in the dark.

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BuildBuyRefi.com Top Rated® Reviews
 

5-Star Lender Reviews That WOW!

BuildBuyRefi.com rated 4.9 out of 5 Stars

Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction.

~Tom K. Realtor