Interstate Homes: Quality Manufactured and Modular Home Dealer in New York and Pennsylvania
Zero & Low-Down Payment Construction Loans, And Access Up To *$50,000 Extra Before or At Closing.
Zero & Low-Down Payment Construction Loans, And Access Up To *$50,000 Extra Before or At Closing.
Imagine stepping into a home designed just for you, built with quality craftsmanship, and tailored to your lifestyle. Interstate Homes, located in Harpursville, NY, turns this vision into reality for families throughout the Southern Tier of New York and the Northern Tier of Pennsylvania. As an authorized dealer for Colony, Manorwood, Marlette, New Era, Pennwest, and Titan homes, we put our builders homes through the tests, ensuring they meet the quality and energy standards our clients love and deserve.
At BuildBuyRefi, we understand that building a new home is more than just construction—it's about creating a space where memories are made. That's why we've collaborated with Interstate Homes, a company dedicated to delivering exceptional manufactured and modular homes with unmatched customer service. From selecting the perfect floor plan to the final walk-through, Interstate Homes ensures your home-building journey is seamless and enjoyable.
Discover how you can build your dream home—check your eligibility today!
For decades, Interstate Homes has been helping families achieve homeownership with high-quality manufactured and modular homes. Their commitment to excellence and customer satisfaction has made them a trusted name in the home building industry across New York and Pennsylvania.
Interstate Homes offers a variety of homes from renowned manufacturers, including Colony Homes, Manorwood Homes, and Pennwest Homes. Popular home styles available:
Single, Double, and Triple Sections
32 ft. Wide Class Homes
Ranches and Raised Ranches
T-Ranches and Bonus Ranches
Cape Cods and 2-Story Homes
Custom Plans
Whether you're dreaming of a cozy ranch or a spacious two-story home, Interstate Homes has options to suit every lifestyle and budget.
While you're focusing on the home of your dreams, Interstate Homes provides complete site work packages, including:
Excavating and Slabs
Crawl Spaces and Full Foundations
Septic Systems and Wells
Electrical Services, Heating, and Plumbing
Stairs, Decks, Entrances, Garages, and Porches
Their experienced team ensures that every aspect of your new home installation is handled professionally and efficiently.
Interstate Homes believes in transparency and customer convenience. With upfront pricing and flexible office hours, you can schedule a hassle-free viewing of the display models at your convenience. The friendly office staff is ready to assist you and answer any questions you may have.
When it's time to budget your project, Interstate Homes' consultants can introduce you to a variety of financing options, including:
Home Only Loans
Land/Home Packages
Land and Home Loans
Construction Loan Mortgages
Conventional Construction Loans
FHA Construction Loans
USDA Construction Loans
VA Construction Loans
One Time Close (OTC) Construction Loans
Two Time Close Construction Loans
In collaboration with Tom Coronato, Sr. Vice President with BuildBuyRefi.com, powered by The Federal Savings Bank, we offer financing solutions tailored to your needs. Enjoy up to 100% financing, access to government and jumbo loans, and the flexibility to include your land purchase. Qualified borrowers may also receive up to *$50,000 extra before or at closing to help pay off debt, furnish your property, or add upgrades.
Industry Expertise: Active memberships in key housing associations keep them updated on the latest industry trends.
Quality Partnerships: Collaborations with top manufacturers ensure access to the best products at the best prices.
Customer-Centric Approach: From upfront pricing to comprehensive site work, they focus on providing a seamless home-buying experience.
Flexible Financing: Multiple financing options make it easier to turn your dream home into reality.
Interstate Homes is eager to help you find, design, and build a new home that's just right for you and your family. Their commitment to offering above-average service at below-average prices makes them a trusted choice for homebuyers in New York and Pennsylvania.
Discover how you can build your dream home—check your eligibility today!
Ready to get started? Schedule an appointment with us now.
Ready to embrace the warmth, beauty, and timeless appeal of an Interstate Homes Manufactured or Modular home in Southern New York or Northern Pennsylvania? At BuildBuyRefi, we're not just financing homes; we're crafting futures, section by section. Our relationship with Interstate Homes allows us to offer you unparalleled financing solutions that turn your home aspirations into reality.
Discover powerful financing options you won't find at other banks. Our Interstate Homes Team Bankers, led by Senior Vice President Tom Coronato, are experts in factory built manufactured and modular home construction financing. We offer:
Up to 100% Financing: Making your dream home more attainable than ever
Land Purchase Flexibility: Include your land purchase or leverage existing land equity
Comprehensive Funding: From in-house underwriting to managing all construction draws, we never leave your side
Extra Funds for Your Vision: Qualified borrowers can receive up to *$50,000 extra for furnishings, upgrades, or debt consolidation. You’re able to receive these funds before closing if needed to consolidate or improve credit to qualify for a larger loan amount, or receive at closing to use as you wish.
FDIC-Insured Security: Loans available in all 50 states
Specialized Construction Loans: Covering land, improvements to land, materials, and labor milestones
Convenient Options: Choose from One-Time or Two-Time Close construction-to-permanent loans
Think Big: Jumbo loans available for larger custom home projects
Existing Home Solutions: Mortgages and refinancing options for current homeowners
Renovation Possibilities: Transform your existing home with our tailored renovation loans
Longer Construction Timelines: Others need you done in a six months or less, we allow up to 12-18 months for extensive builds or extenuating circumstances.
Extra Touches: Up to *$50,000 additional funds for your dream home details or use however you wish, not found at any other bank, and able to receive before or at closing. Hint: Some have used this money to put a second tiny home or rental on their land too, what a great idea for relatives, extra income, office on the property. Others have used this to pay off debt to qualify for a larger home loan amount and property size.
Save on Commissions: Up to *30% off realtor fees with our preferred agents when you’re looking to buy land or sell a home in 42 states, applied as a closing cost credit.
Grow Your Savings: Benefit from our competitive CD rates, a great place to park extra money and make your money work for you. As an FDIC Insured, Veteran Owned Bank, we want to help you in all the ways we can.
Explore Your Options: Review our diverse financing solutions
Quick Eligibility Check: Complete our simple Eligibility Form
Expert Consultation: Schedule a call with one of our Interstate Home Dealer Bankers
Personalized Plan: We'll craft a financing strategy as unique as your manufactured and modular home design
At BuildBuyRefi, we understand the unique challenges of financing new from dealer manufactured and modular home construction. Our expertise means we can offer specialized solutions that most traditional lenders can't match. We're committed to building a strong, supportive relationship focused on your success.
Ready to take the first step? Contact us today and let's bring your Interstate Home vision to life, together.
Once you’ve submitted your information, our Interstate Homes Team will reach out to guide you through the next steps.
You must complete the eligibility or calendar forms on this page to be assigned to the Interstate Homes Dealer Team.
Book a one-on-one consultation with Tom Coronato, Sr. Vice President with BuildBuyRefi, and lead banker proudly serving our Interstate Homes registered builder relationship.
You must complete the eligibility or calendar forms on this page to be assigned to the Interstate Homes Dealer Loan Team.
Interstate Homes serves the Southern Tier of New York and the Northern Tier of Pennsylvania.
Yes, Interstate Homes provides custom floor plans to suit individual needs and preferences.
They offer a variety of manufactured and modular homes, including single, double, and triple sections, ranches, Cape Cods, and 2-story homes.
Absolutely. They offer comprehensive site work packages, including excavation, foundations, septic systems, and more.
Interstate Homes works with BuildBuyRefi.com to offer various financing options, including FHA, USDA, VA, and conventional construction loans. You may select from one time close and two time close options with land and site improvements.
You can visit their location in Harpursville, NY, during posted office hours or schedule a special appointment.
Yes, many of their manufactured and modular homes come with energy-efficient features. Discuss specific options with their consultants.
The timeline can vary depending on the home type you select and site work required. Consult with their team for a more accurate estimate based on your specific project.
Yes, their homes come with manufacturer warranties. Ask their team for details on coverage for specific models.
Visit their office in Harpursville, NY, to meet the staff and view display models. You can also check your eligibility for financing options through BuildBuyRefi.com/interstate-homes to speak with their dedicated banker, Thomas Coronato, to kickstart your home building journey.
Discover how you can build your dream home with Interstate Homes—check your eligibility today!
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
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